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What is Imarika Investment Plan?

Imarika is a goal driven, Unit-linked investment solution that offers you the opportunity to earn superior returns on your contributions and enjoy life insurance at the same time. This product enables you to plan and achieve your goals, whether it is saving for a child’s education, creating a fund to start or expand your business, buy or build your new home or simply to diversify your investment options. 

Why Imarika?

Superior returns - Earn competitive returns on your investment with competitive returns between 8-12% per annum.
Affordable - This product allows you to contribute a minimum of only Ksh 1,000 per month. You can also choose to do lumpsum contributions for Kes  50,000.
Free Life Insurance - Imarika also provides you with free life insurance cover from Kes 50,000.
Partial withdrawals - As the fund accumulates, you can make partial withdrawals of up to 30% of the fund value after three years. 
Minimum term of 5 years -Imarika is available for a term of 5 to 20 years. You have the choice to select how long you want to invest with the option to exit after 37 months at no charge.
No withholding tax - Imarika Investment Plan is a unit linked policy therefore you save 15% tax on the interest earned. Tax relief or policies running for more than 10 years.
 Professional management - As our customer, Britam will offer you professional investment advise as we walk with you in your journey to realise your dreams.
No Paperwork -  To apply for this product all you need is your cellphone. Dial *778# and follow the prompts or click on the get quote tab at the bottom of this page. 

Who should buy Imarika?

Imarika is suitable for any individual looking to accumulate money within the medium to long term. It is targeted at clients who are looking for superior returns for their investments to achieve their goals. Clients with other investment products looking to diversify should also consider Imarika. 

Application process

  • Click on
  • Under "invest with Britam" select Imarika Investment Plan.
  • Fill in your investment amount, term and frequency on the calculator then click on "Get Quote"
  • Once you have calculated your quote, proceed by clicking on "buy now" and fill in your personal details.
  • After filling in your application details, choose your mode of payment to sign up for Imarika Investment Plan

After sign up

  • Your e-policy will be sent to you via email within 5 working days.
  • You shall receive monthly statements via email. 
  • To top up your account, you can easily do that via Mpesa to our paybill number 541400

Illustration Breakdown

Basic Investment

10 years
Basic Investment

12 years
Basic Investment

15 years
Monthly premium (KES) 70,000 35,000 15,000
Total Premium contributed 8,400,000 5,040,000 2,700,000
Illustrative Maturity Value (8%)




Illustrative Maturity Value (12%) 12,426,815 8,101,322 6,574,973
Gain at 8% illustration 2,449,444 1,824,901 2,618,070
Gain at 12% illustration 4,026,815 3,061,322 3,874,973

Contact Us 

In case of any questions, you can contact us through the channels below


  Tel No +254 705 100 100